EMPLOYEE BENEFITS
CA Pine Insurance Services can make employee benefit business
decisions much easier because we provide comprehensive cost
and coverage analysis reports that reveal how to obtain the
most for dollars that have been allocated for the benefit portion
of total compensation plans. We can identify the most effective
plans and provide a cost containment strategy that will provide
future stability to benefit compensation plans.
Medical Choice Plan or HMO
California employees have been affected by rapidly changing
group medical benefit market conditions. While we are all forced
to drink at the well of managed care, we can make decisions
that will enable our employees, consumers of medical care, to
have the most cost effective benefit choices.
CA Pine Insurance Services marketing process can save
employers and employees premium dollars and at the same time
provide choices in medical care providers and breadth
of benefits. We evaluate every insurer and HMO.
There is no need to obtain proposals from any other source!
Please contact us now so that we can begin providing our
comprehensive services to you.
[For More Information or to Get a Group Quote]
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Dental & Vision Plans
Dental Benefits are now more valuable to employees than ever
because recently, the cost of dental care has risen faster than
medical care.
Our comprehensive report will provide employers with complete
analysis of dental plans provided by the medical
plan insurers and HMO's. As well as independent dental plans.
We will help sort out the decisions to be made regarding: employer
paid or voluntary; DMO, DPO, or Indemnity; orthodontia - yes
or no.
Vision benefits will be used by the highest percentage of
employees and their dependents and yet it is the lowest cost
benefit that an employer can provide. Just as with dental, our
comprehensive report will enable and employer to decide is vision
care is an appreciated value added benefit. -
[For More Information or to Get a Group Quote]
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Disability
& Life Insurance Plans
Fortunately, long term or permanent disabilities or death
before retirement occurs to relatively few employees. But when
it does, it can be financially devastating to the employee and
the family.
We show employers how to get the most employee appreciation
out of the premium dollar allocated to these programs. -
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Retirement Plans
Up until last year, with an almost decade long stock market
and mutual fund boom, 401K Plans were the overwhelming plan
of choice.
However, market success, not attributable 401K providers
and administrators, has led many to overlook lack luster or
poor performance by these providers and administrators.
CA Pine Insurance Services can evaluate all of the choices
available to an employer that can greatly improve employee appreciation
of their tax-deferred benefits.
Let us show you how to maximize employee appreciation of
matching contributions. -
[More Information]
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ChamberHealth -
A LBACC Endorsed Health Care Program
ChamberHealth is much more than just
a health insurance plan. The benefits include the following;
a Health Maintenance Organization and a Point of Service
Plan for Members, Dental and Vision Plans, Life and
Disability , flexible benefit Cafeteria Plans, Worker's
Compensation insurance for Members, Alternative Care
and Health Information Services.
Our stated mission is to provide the
highest level of benefits at very competitive prices
while providing superior service and promoting the success
of Long Beach Businesses. -
[Get a Group Quote]
[Get an Individual Quote]
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