What is individual health insurance?
Simply put, health insurance is protection against
medical costs. A health insurance policy is
a contract between an insurer and an individual, in
which the insurer agrees to provide specified health
insurance at an agreed-upon price (the premium). Depending
on your policy, your premium may be payable either in
a lump sum or in installments. Health insurance usually
provides either direct payment or reimbursement for
expenses associated with illnesses and injuries. If
your employer does not offer a health insurance plan,
you may wish to purchase health insurance on your own.
[More
Information or Get an Individual Quote]
Individual Medical
As Independent Agents, we serve your needs
by providing access to every insurer or HMO in Southern
California. For Example
Blue Cross of California, Universal Care, Blue Shield,
PacificCare and HealthNet provide us with medical
plans that can give you control over your choice of doctor's and at affordable
premiums.
[More
Information or Get an Individual Quote]
Individual Life and Disability
As Independent Agents, we have access to the most
competitively priced Term Life, Universal
Life, and Disability Income policies, provided by answers with excellent
financial ratings.
[For more information or to
Get an Individual Quote]
Seniors Plans
Every person who has reviewed MediCare forms know that
the medical coverage has limitations that commonly create
serious financial hardships when hospitalizations are
involved. Rehabilitation and assisted-care issues are
more problematic.
Please let us serve you to find the most suitable
MediCare supplement coverage and long term care
programs.
[For more information]
[Get
a Medicare Supplements Quote]
[Get
an Individual Quote]
[Blue
Cross of California Seniors Information]
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